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About HERfinance

Expanding financial inclusion of low-income workers in global supply chains

Two billion adults globally do not use formal financial services to save or borrow money, and women disproportionately lack access and control over financial resources. As a result of their financial exclusion, the world’s poor are often unable to break the vicious cycle of poverty.

HERfinance peers

Ensuring the poor—particularly women—have the proper knowledge, skills, and attitudes toward financial services, and enabling them to participate in the formal financial sector, has significant benefits:

  • It allows individuals to save for emergencies and build resilience to economic shocks, such as illness or loss of employment
  • It empowers women to influence financial decision-making, which shifts household spending patterns in ways that benefit children and families
  • It enables low-income adults to invest in economic opportunities
  • It supports investments in health and education

Focus Areas

HERfinance utilizes the HERproject methodology of capacity building and workplace strengthening, with the following focus areas:

Capacity Building

Workplace System Strengthening

Guidance on financial planning, budgeting, and savings to improve resilience to economic shocks

Conversion of payroll from cash to digital to support financial inclusion of employees

Knowledge and confidence-building to enable women to take control over their finances

Integration of financial education into new hire onboarding training

Awareness raising on benefits of formal vs. informal financial services

Linkages to local financial services providers

Middle management training on administering digital payroll


HERproject is Generously Supported by

Bill & Melinda Gates Foundation C&A Foundation GAIN Ministry of Foreign Affairs of the Netherlands Takeda The Walt Disney Company UK Government What Works

HERproject Company Participants

HERproject Mission

To unlock the full potential of women working in global supply chains through workplace programs promoting health, financial inclusion, and gender equality. Download an overview of HERproject. Download an overview of HERproject.

About BSR

BSR is a global nonprofit organization that works with its network of more than 250 member companies and other partners to build a just and sustainable world. From its offices in Asia, Europe, and North America, BSR develops sustainable business strategies and solutions through consulting, research, and cross-sector collaboration. Visit for more information about BSR’s 25 years of leadership in sustainability.